Got very simple and minimalistic user interface which is equipped with broad spectrum of striaghtforward functions.A fast, simple, secure and reliable messaging application.Handy application for sending text messages and multimedia to others.You can also download Viber For Windows.īelow are some noticeable features which you’ll experience after Whatsapp for Windows PC free download. All in all Whatsapp for Windows PC is a very impressive application which can be used for sending text messages, video and audio recordings to your friends and family. With Whatsapp for Windows PC you can also create chat groups simply by selecting New Group optionfrom the context menu. The chat window offers you imposing emoticons which can be included into your messages by clicking on the dedicated button. Youc an snap your pictures from webcam and then send them instantly. Whatsapp for Windows PC allows you to send the text messages, audio and video recording, images, animated gifs and various other type of documents. This application allows you to stay signed in or automatically logged off after a certain inactivity period. When you launch the application for the very 1 st time you need to scan a QR code with your phone in order to synchronize your device and grant the access to your account. In order to use this application you need to have an account on WhatsApp. Whatsapp for Windows PC has got very simple and minimalistic user interface which is equipped with broad spectrum of straightforward functions. WhatsApp is primarily an application for the mobile phones but you can also use it in your desktop computers. Now a days there are many options over the Internet for interacting with your friends and family but WhatsApp is the most widely used application. It is a fast, simple, secure and reliable messaging application. Whatsapp is an application which is being used worlwide for sending text messages and multimedia to others. ![]() You Can also create chat groups simply by selecting New Group option from the context menu. ![]() However, this method requires some technical knowledge and may not work for all APK files.Download Whatsapp for Windows PC.
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![]() Looking for more free digital planners or awesome freebies for your iPad or Android tablet? We have an amazing collection of digital planners for you to use and they’re all totally free.Digital and printable planner templates have proven to be very convenient daily tools that act like for example menu planner and shopping list and a medium for collecting recipes. We also think you’ll really enjoy using these digital planners: You’ll find many useful planners and templates to help you plan and organize the important things in your life. We’ve created a huge amount of useful freebies for you to enjoy. It’s completely free! Just print the pages as often as you need them and you’ll be more organized than ever! More awesome freebies from World of Printables If you’re looking for the ultimate organized home binder, that’s packed full of useful pages then be sure to get this binder. ![]() with over 55 useful pages to plan and organize your home. This is by far the best planner for working moms or anyone who’s looking for the perfect stay-at-home mom planner. with everything you need to keep your household running smoothly. This is the ideal busy mom planner for helping you organize your home and stay on top of the day-to-day family things. A great way to help you plan family activities, appointments, and more. Write down everything that’s coming up for each member of your household. Use this printable family planner to plan all the important things at home including meal planning, groceries, housework, errands, family chores, children’s homework, budget, and other important things that shouldn’t be neglected. We’ve created the ultimate family planner binder that can be used as your family organizer. Improved organization: A housework planner can help you to stay more organized by helping you keep track of what needs doing, helping prevent you from forgetting or overlooking important chores.īetter communication: Using a housework planner with your family helps everyone see their tasks and responsibilities, improving coordination between each family member.Ĭleaner and more comfortable home: By keeping track of all the household chores and ensuring they are done regularly, a housework planner can help you maintain a clean and organized home. Increased productivity: By having a clear plan of what needs to be done will help you manage your time more efficiently while being more productive in completing your tasks, helping you feel more in control of your home The benefits of using a housework planner include: They’re available in different styles and colors, and even simple ones too, so you’re sure to find one that works best for you. We’ve got over 15 of the best Family Planner printables to help you plan and organize your home that you can print and use right now. A housework planner is simply great for anyone who wants to keep their home clean and organized. ![]() You’ll also find space to write down when they were completed and when they need to be done again.Īnyone who wants to manage their household chores more efficiently, such as busy professionals, and stay-at-home parents. It includes space for grocery lists, meal planning, housework, errands, notes, and more. What is a housework planner?Ī housework planner is a template that helps moms or families plan and organize their household chores and tasks. If you’re looking for the perfect housework planner that’s stylish and simple to use then choose your favorite from this assortment of 17 printable housework planners that are ideal for busy moms.Įach housework planner template has everything busy moms need to stay on top of housework. ![]() You’ll also receive a personal identification number (PIN) with this confirmation. You’ll receive confirmation of the freeze once the credit bureaus process your request. copy of a utility bill or insurance statementĪ credit freeze isn’t permanent, and you can temporarily lift or remove the freeze at any time.first, middle, and last name, including suffixes like JR or SR.This information is necessary to confirm your identity. Information You Need to Freeze Your Creditīe prepared to provide details about yourself when requesting a credit freeze. To place a credit freeze on your TransUnion credit report, visit or call 1-88. To place a credit freeze on your Equifax credit report, visit or call 1-80. To place a credit freeze on your Experian credit report, visit or call 1-88. You can freeze your credit online, or submit a request by telephone or certified mail. This is an extra step, but the process is relatively easy. So, you’ll have to contact each bureau individually. Note: Requesting a freeze with one bureau doesn’t freeze all of your credit reports. credit bureaus to freeze your credit: Equifax, Experian, and TransUnion. ![]() Since a freeze prevents creditors from looking at your file, this is one of the best ways to protect your name and credit if your personal information has been compromised.Ī freeze can also lower the risk of being a victim of identity theft. Without a freeze, lenders and creditors can view your history whenever you submit an application for credit.Īnd unfortunately, they can also access your report when someone else applies for an account in your name. What is a Credit Freeze?Ī credit freeze restricts access to your credit report. So if you want to prevent the misuse of your information, you might consider a credit freeze. ![]() To put it plainly, the contents of your report determine your creditworthiness.įor this reason, it’s important to safeguard your credit. They can review your existing accounts, and gauge how well you manage these accounts. ![]() Whether you’re applying for a credit card, an auto loan or a mortgage, creditors will request authorization to check your credit history. Your credit report contains highly sensitive information. 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The software makes it impressively easy to create websites and mobile apps. Read our full WordPress review Best web design software for UI/UX designersĬommunity concerns over Adobe acquisitionįigma - Adobe’s recently acquitted prototyping tool - is a real industry favorite when it comes to perfecting UI/UX design. Just ensure that in the settings you select to turn off comments so as to avoid spam. The huge variety of template designs and additional community supported features mean that getting something which is near the mark of what you want isn't hard at all. Overall, WordPress is a very easy CMS to use, and can provide a very quick way to get any form of website online fast. This makes the whole process of customizing your website very simple, and it does not require any professional skills. This can allow you to create a professional-looking website without having to learn programming or coding at all.īetter still, there are so many free add-ons available to download and install, often requiring nothing more than a few clicks. You can use the existing WordPress design templates for your website, but more likely you will want to download and install an existing free or premium WordPress template – all of which can be done with just a few clicks.Įven if you would prefer to work with your own design, you can often do so using drag-and-drop functions, usually from a downloaded design with an in-built framework. Once installed, the backend for administration and management is very user-friendly. Indeed, many web hosting packages include a one-click install of WordPress from their Control Panel, but even without that, WordPress is relatively easy to install. ![]() The power here is that it is a simple matter to set up a website in minutes. WordPress is an alternative way to set up and design your website, being rather different to the other offerings we've highlighted here because it's actually a content management system (CMS). Read our full Adobe Dreamweaver review Best web design software for beginners Additionally, there's also support for Git to allow you to edit source code directly from within Dreamweaver.ĭreamweaver is available as part of Adobe's mid-range packaged app subscription service, Creative Cloud, which also includes Photoshop. See our guide How to download Adobe Dreamweaver. It also supports the Chromium Embedded Framework (CEF) to work with HTML5 elements and CSS grids. However, if you are a more advanced user you may be pleased to note that Dreamweaver provides multi-monitor support for Windows. The software works through a mix of visual editing and HTML editing, which means it shouldn't have too steep a learning curve for most users.Īdditionally, while coding your own website design requires you to put in more effort than simply using an existing ready made template, at least you have the chance to ensure you get the look you actually want, rather than trying to work around someone else's design specifications.Ī particularly good feature of Dreamweaver is that it allows you to produce a responsive design, which means your website can be optimized to display on desktops as well as mobile devices, without limiting the user experience. Best web design software overallĪdobe Dreamweaver is a long-established app that allows you to code your website design directly, without having to know too much about programming. Now we have shortlisted the best, creating this guide to help you find the one that meets your needs, abilities, and budget. Our experts have extensively tested the top web design platforms on the market. In fact, you’ll find some of the best website builders and best free website builder services are tailor-made for non-coders, and still deliver quality results. Yet many apps don’t demand much, if any, coding knowledge. The best web design softwares offer powerful collaboration tools, allowing users to seamlessly add their own unique touch to projects. Web design software lets designers and developers do with this with as little fuss as possible. Creating a functional and visually striking website will help you grab visitors’ attention and support their journey throughout your content, allowing them to easily navigate and interact with your site. ![]() However, there are a few reasons why you might want to create a QR Code for Instagram outside the app. These days, contactless marketing is everything - which is why Instagram launched its own in-app QR Code generator in August 2020, to make it easier for users or companies to share their profiles. Here, we take you through the nitty-gritty of how to generate a QR Code for Instagram and all the reasons why you might want to create one. ![]() It requires not just engaging content but also the digital tools and know-how necessary to help you build your follower count and promote your Instagram page online and offline. But the road to viral status is no easy feat. If your brand focuses on visual content, then using Instagram as a promotional platform is the best choice when it comes to social media. A QR Code that links directly to your Instagram page will be generated automatically. Wondering our Instagram QR Code generator works? It’s as easy as can be.Ĭopy and paste your Instagram profile link (/yourbrandname) from your desktop computer into the QR Code Generator above. After all, more Instagram followers and more engagement mean even more exposure for you and your brand. How does an Instagram QR Code work? Every scan brings someone new to your profile. By generating a QR Code for Instagram, you can easily slip it into your designs. They’re also versatile enough to be used in print campaigns. When scanned, this type of QR Code sends users directly to your Instagram profile so they can follow you in the blink of an eye. If you’re searching for a way to get more eyes on your Instagram profile, look no further than an Instagram QR Code. Anyone who scans the QR Code is directed to that specific Instagram page, where they can view details and images or follow that account. How to Make an Instagram QR Code for Your ContentĪn Instagram QR Code is a solution connecting an Instagram profile - business, creator, or personal - with a QR Code. ![]() Always keep the controls open in the Top Left Corner until you are confident you remember them all for each of your vehicles, as well as universal buttons like turning on your headlights, selecting tools, and other things.If the right sale comes along while you're saving up for your next piece of equipment or tractor, you can make a killing in savings! On the main menu, press the Start button on your controller. Do try to take advantage of the sales that pop up from time to time. Start up Farming Simulator 2015 on your Xbox 360.This will allow you to bring in more money quicker than storing them and waiting for demand to rise! Find all our Farming Simulator 2013 Questions and Answers for PC, PlayStation 3, Xbox 360. Sell your crops as soon as you fill your tippers.It will start to speed up the farming process and allow you to settle into your long term routine sooner. Sign Up for free (or Log In if you already have an account) to be able to ask and answer questions. Upgrade your equipment and tractors as soon as you can afford to do so. Press select to change between header on your harvester n other machines too.I could have saved countless hours if I had realized this sooner! I spent many extra hours having to farm the land, because I focused on money and not farming. Get the best deals on Farming Simulator 15 Microsoft Xbox 360 Video Games and expand your gaming library with the largest online selection at. ![]() Trust me, all the money you will ever need for the Achievements (and more!) will start to flow in thick and fast once you settle into running your farm smoothly. This allows you to not have to worry about seeds running out, as they do the job even if your machines are empty. Always hire workers to do the jobs around your farm. Has anyone worked out cheats for farming simulator on xbox360, Farming Simulator 15 Questions and answers, Xbox 360.However, when it comes to the Achievements for seeding and harvesting 100 Ha, you do have to do it all on One Game Save.It's cumulative to your Gamertag, so if you really have to start over from the beginning, you do not have to start a fresh 1000 Miles. Luckily, though, you do not have to drive the full 1000 Miles on one Game Save.Please do not use this box to ask a question, it will be rejected - this box is for answers ONLY.If you want to ask a question for this game, please use the ask a question box which is above on the right. Answers that are too short or not descriptive are usually rejected. 01 of a mile driven when it comes to covering 1000 Miles. Please be as detailed as you can when making an answer. Drive EVERYWHERE! Even if it's a short run to where you want to go, trust me, drive to it instead, as later on, down the line, you will be grateful for every. ![]() The pooled variance formula for more than two samples is a simple extension of the formula for two samples. In that case, the pooling can include more that The MSE formula takes the pooled variance of the samples. ![]() So in a way, the pooled variance is a kind of weighted average of variances, so try to get the best possible estimate,īased on sample information. That is why it is relevant to know the pooled variance for the t-test formula, because that is a case where precisely the population What is the purpose of the pooled variance?Īs it was explained above, the purpose of computing a pool variance is to estimate the common population variance when the actual population The idea of a pooled variance is more relevant when the population variances are not known, and there is a need to come up with a goodĮstimate, in which case the pooling of the variances does a good job at that. The pooled variance does not apply in the case of a z-test, because in that case the population variances are assumed to be knownĪnd there is no need to pool them to make the best possible estimate. For a t-test calculator (where the idea of pooled variances is used), One context in which the idea of pooled variances is used is for t-test for two independent variances. For the case of unequal population variances, you should use this The idea of pooled variances requires the assumption that the population variances are equal. The formula for calculating the pooled variance given two sample variances is: So in this problem, the t-statistic equals (800 700)/50 100/50 2, with an estimated degrees of. In that situation, none of the sample variances is a better estimate than the other, and the two sample variances provided are "pooled" together, in a sort of weighted average manner, to compute the pooled variance Statistical packages estimate the degrees of freedom for the Welch’s t-test, or more simplistically (and less accurately) we can estimate the degrees of freedom by subtracting one from the smaller of the two sample sizes (in this case 99). Samples come from population with the same population standard deviation. A pooled variance is an estimate of population variance obtained from two sample variances when it is assumed that the two ![]() It also provides an offline scan designed to handle malware that doesn’t show up in a routine scan. The security solution provides a simple firewall that stops ads, provides low-level exploit protection, stops visits to malicious sites or downloads, blocks dangerous URLs, and more. Windows Defender free download comes with an array of features including automatic scanning, blocking, anti-phishing, and offline maintenance. This app is similar to Windows Defender and provides anti-malware protection to non-Windows users. Microsoft has also ventured into cross-platform protection with Microsoft Defender ATP for Mac users. In case you install a third-party security solution, Defender goes dormant to avoid any conflict. You won’t even have to configure anything as the antivirus software starts working right after getting installed. However, if you do have to install or download Windows Defender, it can be done with ease. The evaluation places the latest version of Windows Defender among the top-ten software suites considered to be reliable.Īn essential benefit of Defender is that it comes integrated with most Windows and stays on by default. According to AV lab tests, Defender’s security center protects a PC against trojans, ransomware, spyware, viruses, and other security threats. ![]() However, the recent updates have turned Microsoft Defender into a security product that directly competes with paid antivirus software. Defender ranks high on AV tests!Īntivirus has always been a part of Windows. The full-featured Microsoft Defender is also free to use and requires little effort to download and install. As of today, the software provides reliable protection against almost all cyber threats and has consistently scored 100% in malware protection tests. Although the antivirus product has been around for over a few years now, the latest update has upped Defender’s security game. Windows Defender is an anti-malware tool by Microsoft that comes preinstalled in Windows 8.1, Windows 10, and Windows 11. Joe Wainer Updated 8 months ago An antivirus that is free and secure ![]() This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. You should also review the fund's detailed annual fund operating expenses which are provided in the fund's prospectus. Prospectuses can be obtained by contacting us.Įxpense Ratio – Gross Expense Ratio is the total annual operating expense (before waivers or reimbursements) from the fund's most recent prospectus. Always read the prospectus or summary prospectus carefully before you invest or send money. This and other information may be found in each fund's prospectus or summary prospectus, if available. 10 year returns are provided for funds with greater than 10 years of history.īefore investing consider carefully the investment objectives, risks, and charges and expenses of the fund, including management fees, other expenses and special risks. ![]() Since Inception returns are provided for funds with less than 10 years of history and are as of the fund's inception date. Returns include fees and applicable loads. Market price returns do not represent the returns an investor would receive if shares were traded at other times. Market price returns are based on the prior-day closing market price, which is the average of the midpoint bid-ask prices at 4 p.m. NAV returns assume the reinvestment of all dividend and capital gain distributions at NAV when paid. Net Asset Value (NAV) returns are based on the prior-day closing NAV value at 4 p.m. For performance information current to the most recent month end, please contact us. Current performance may be lower or higher than the performance quoted. Investment return and principal value will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. The performance data contained herein represents past performance which does not guarantee future results. In no event shall SS&C be liable for any indirect, special or consequential damages in connection with subscriber's or others' use of the content.Īsset allocation, diversification, and rebalancing do not ensure a profit or protect against loss in declining markets. Before acting on any recommendation in this material, you should consider whether it is in your best interest based on your particular circumstances and, if necessary, seek professional advice.īecause of the possibility of human or mechanical error by SS&C or its sources, neither SS&C nor its sources guarantees the accuracy, adequacy, completeness or availability of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information. This material does not take into account your particular investment objectives, financial situations or needs and is not intended as a recommendation, offer or solicitation for the purchase or sale of any security, financial instrument, or strategy. The information contained in this material does not constitute advice on the tax consequences of making any particular investment decision. Past performance does not guarantee future results. Any assumptions, opinions and estimates are as of the date of this material and are subject to change without notice. The opinions and views expressed do not necessarily reflect the opinions and views of Merrill or any of its affiliates. The material was authored by a third party, DST Retirement Solutions, LLC, an SS&C company ("SS&C"), not affiliated with Merrill or any of its affiliates and is for information and educational purposes only. Not responsible for any errors or omissions. Reproduction in whole or in part prohibited, except by permission. Make sure you think carefully about all of the roles you'll need to have filled. The effectiveness of your estate plan rests in large part on the people you select to take over for you. You can also state desires that might not customarily be included in a will and trust documents. Statements of intent are your opportunity to articulate expectations for your dependents. Statements of intent allow you to lay out your philosophy and preferences for the guardians and trustees who will be asked to carry out your wishes.Like the advance care directive, the power and range of a health care proxy's authority is dictated by state law, which varies widely. A health care proxy lets you designate someone to make choices about your medical care when you are unable to do so.But remember, state laws vary on the strength and enforceability of advance care directives. You can use one to specify the course of your medical treatment at times when you cannot articulate choices for yourself. An advance care directive is the formal name for a living will.Remember that a will is most effective when it's signed by you in the presence of witnesses. ![]() ![]() A will provides the strongest and most widely recognized platform for expressing your final wishes. I vaguely recall PC Gamer once offered it as a subscription bonus, and I choose Command & Conquer: Red Alert instead. NO GAME DATA FILES ARE INCLUDED you must supply your own. It's up to you to explore and find out what happened to Neverhood's wacky clay world. ScummVM provides a way to play many classic graphical point-and-click adventure games and RPGs - such as SCUMM games (like Monkey Island and Day of the Tentacle), Revolution's Beneath A Steel Sky, and many more. I never played The Neverhood myself, but heard good things from chums. The Neverhood needs you Klaymen, our hero, wakes up in a building in the strangely empty world of Neverhood. From the Launcher, highlight the game in the games list, and. ScummVM 1.7.0 is up for download in the usual place. Use the Game tab to display and change information about how the game is identified by ScummVM. Seuss's ABC and Elvira: Mistress of the Dark. (Look, it's not the perfect technical explanation, but it works.) The project started with support for LucasArts games using the SCUMM system but now covers over 200 games, from Monkey Island and Police Quest to Dr. Unlike DOSBox and other operating system emulators, it emulates 2D adventure game engines, processing their data and script files. ScummVM, if you haven't heard, is an open-source tool for playing old adventure games on modern systems. The adventure game emulator's annual update arrived on Monday, also bringing support for Larry Niven 'em up Return to Ringworld, perv 'em up Voyeur, spooky mystery Mortville Manor, and the not-old Chivalry Is Not Dead. If you can somehow find a copy of it somewhere. ScummVM has you covered, as it can now run The Neverhood. "Surely it'd be far too much of a bother to get working on a modern PC?" You talk kinda funny, you know. All you have to do is download ScummVM onto your computer, select the Add. "Oh but that's from far back in 1996!" you cry. While Doug TenNapel's claymation adventure game Armikrog wriggles and writhes in its Kickstarted chrysalis, you might fancy another crack at The Neverhood, the game Armikrog is meant to be a "spiritual successor" to. |
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